Description

Job description

Business type

Types of Jobs - Risk Management / Control

Job title

Risk - Sectors Corporates & Structured, Permanent

Contract type

Permanent Contract

Job summary

We are looking for a SCS Credit Analyst to support credit review activities for corporate and MCV coverage clients. The role involves preparing financial and credit analyses, coordinating review processes with stakeholders and supporting the SCS team.

1. Provide analytical support for the Bank to make proper risk decision

- Annual and interim reviews of existing files/initial review of new clients

- Analyzing the FO request in coordination with CIN Coverage

- Checking the credit-related comments to the last reviews

- Ensuring FO's collection of the relevant clearances

- Preparing credit files with financial and credit analysis and issuing RPC opinion / recommendation

- Preparing, updating, proposing internal risk rating through Anadefi

- Participate in local credit committees and discuss credit files on agenda

- Participate in regional credit committee

- Market monitoring on risk evolution of corporate customers and their industries

2. Ensure that annual reviews are made in a timely manner

3. Preparation of periodic Portfolio Review

4. Periodically checking compliance of covenants and validating through Concord

5. Credit analysis or credit checking requested by other CA-CIB entities

6. Update Phidias and capture data in Eurecca (total or complementary as per request type)

Position location

Geographical area

Asia, Korea

City

SEOUL

Candidate criteria

Minimal education level

Bachelor Degree / BSc Degree or equivalent

Academic qualification / Speciality

• Bachelor's degree in Business Administration / Finance / Accounting

Level of minimal experience

3-5 years

Experience

• +5 years of experience as credit analyst in a financial institution or credit trained
• CPA or CFA (preferred)
• Familiar with reading financial statements, accounting, and practical application in credit risk analysis
• Advanced analytical skills and ability to perform credit due diligence and industry analysis by identifying business and financial risk factors
• Understanding of banking products and transaction risk
• Effective written and verbal communication skills (proficiency in English)
• Strong commitment to integrity and work ethics
• Maintain strong inter-personal skill and team spirit
• Proficient in various applications (MS excel and Word)

Languages

NATIVE Korean, Fluent in English